First Federal's broad loan expertise is the source of our flagship loan capital formation services. We formulate every loan transaction on the basis of our thorough understanding of global debt markets, current interest rate conditions, national bank policies, and global political and economic stresses. The net result is our unparalleled ability to design optimum lending solutions for each client’s unique needs.
Unlike other loan originators, we offer one-stop, full-service asset-backed loan and capital formation services that are administered by an expert team and with our internal resources to foster years-long relationships with each client.
Our innovative asset-backed loan solutions are all underwritten by our in-house team and are closed and funder with our internal resources. As a private lender, we are able to extend our loan services in specific territories and jurisdictions that give us the greatest freedom to develop loan structures that are exempt from reporting requirements and registration. In all cases, our team works with the client and an independent loan consultant every step of the way, including structuring, documenting, closing, funding, and administering every loan. We provide unprecedented levels of support to clients and investors with our underwriting and funding teams and loan origination capabilities.
Where loan transactions are concerned, we do not believe that a one-size-fits-all structure works for every client. According, our financing recommendations, including loan agreements and associated documentation, are specific to each client. Our industry-focused senior loan advisors make it their business to evaluate each loan application with the goal of delivering the most advantageous results for each borrower.
We particularly distinguish our loan operations by giving clients the freedom to use loan proceeds without onerous use-of-funds restrictions or positive or negative covenants on their personal and business operations. Our clients use loan proceeds for:
- Acquisition financing
- Development project financing
- Personal or commercial real estate
- Transportation, including luxury vehicles, personal aircraft, and yachts
- Retirement of other debt
- Share repurchase financing
- Investments into ad hoc opportunities
We pride ourselves on offering proactive suggestions with a customized approach to develop the best lending solutions for our clients, now and in the future. Our goal with our loan capital formation services is always to help you optimize your wealth management strategies and business growth, and to give you new ideas to drive your business and personal wealth to the next level.
The first quarter of the twenty-first century has demonstrated that markets change at a moment’s notice in reaction to political and economic conditions. Our loan specialists pay close attention to the local and global environment, political landscape, and economic stresses. Many of our clients apply the same monitoring strategies to their own wealth management plans. An awareness of prevailing conditions ensures that action can be taken swiftly to achieve optimal results. Nowhere is this more accurate than in loan capital formation.
With our collateralized stock loan program, our team of dedicated lending professionals can underwrite, close, and fund an asset-backed loan often in less than 21 days when clients have publicly traded securities that they desire to use as collateral for a loan. This program enables clients to unlock the value that may be locked into the securities assets in their portfolios. The program also offers greater flexibility and fewer with fewer limitations than more traditional lending structures and is available regardless of a client's credit rating or creditworthiness.[1]
[1] NOTE: First Federal collateralized stock loan program is not an appropriate investment vehicle for all classes of investors. We specifically limit this program to investors that are able to self-certify as accredited investors, and whose operations and securities holdings are in geographical territories and jurisdictions that do not restrict or preclude the use of securities as collateral for private loans.