PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. YOUR ACCESSING THIS WEBSITE AND ITS ASSOCIATED PAGES CONSTITUTES YOUR AGREEMENT TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS OF USE. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AT ANY TIME AND FROM TIME TO TIME. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, PLEASE TERMINATE YOUR USE OF AND ACCESS TO THIS WEBSITE.


COPYRIGHT NOTICES

The information, materials, names, marks, images, and all other content contained in and on this Website (“Content”) are owned or licensed, except as otherwise expressly stated, by First Federal Capital Management (“FFCM”). Except as otherwise expressly stated, the Content may not be copied, transmitted, displayed, distributed, licensed, altered, or otherwise used in whole or in part in any manner without FFCM's prior written consent.


USE OF INFORMATION AND MATERIALS

The Content is subject to change at any time and from time to time. If you access or use this Website after we make any changes, you agree to be bound by any revised terms. We do not make all of our services available in all geographic areas. Certain of our services are provided by independent third party consultants. Your access to or use of those third party services shall be governed by the terms and conditions described or provided by such third parties, and FFCM shall have no liability or responsibility for such use or the consequences thereof. To the extent permitted by law, we reserve the right to terminate any or all Website access or use at any time and without prior notice to you. Your eligibility for particular products and services is subject to final determination by FFCM. All investments and transactions involving publicly traded securities are subject to investment risks, including possible loss of the principal amount invested.

  

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THIS WEBSITE ARE PROVIDED "AS IS", "AS AVAILABLE". FFCM DOES NOT WARRANT THE ACCURACY, ADEQUACY, RELIABILITY, TIMELINESS, OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. FFCM DOES NOT PROMISE AND MAKES NO WARRANTY THAT THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIRUSES, CONTAMINATION, OR OTHER DESTRUCTIVE FEATURES, THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE WEBSITE WILL PROVIDE SPECIFIC RESULTS. FURTHER, FFCM WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE, OR OTHER DEFECT IN THIS WEBSITE, OR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND YOUR BROWSER OR OTHER WEBSITE ACCESSING PROGRAM. NOR WILL FFCM BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY YOU DUE TO CAUSES BEYOND FFCM’S CONTROL.


FFCM DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS, AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE WEBSITE. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED, OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUSES ARE GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.


LIMITATION OF LIABILITY

IN NO EVENT WILL FFCM BE LIABLE FOR ANY LOST PROFIT, LOST OPPORTUNITY, OR DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES, OR EXPENSES ARISING IN CONNECTION WITH THIS WEBSITE, OR CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, MALICIOUS CODE OR LINE OR SYSTEM FAILURE, EVEN IF FFCM, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES AND REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE. 


CONTENT NOT TO BE CONSTRUED AS A SOLICITATION OR RECOMMENDATION 

This material has been prepared for informational purposes only, without regard to any particular user’s investment objectives, financial situation, or means, and FFCM is not soliciting any action based upon it. This material is not to be construed as a recommendation, an offer to buy or sell, or the solicitation of an offer to buy or sell any security, financial product, or instrument, or to participate in any particular investment or wealth management strategy in any jurisdiction in which such an offer, solicitation, investment, or strategy would be illegal. Although this material is based upon information that FFCM considers reliable and endeavors to keep current, FFCM has not verified this information and does not represent that this material is accurate, current, or complete and it should not be relied upon as such.


FFCM has made no determination of suitability in this Website, nor has it disclosed all risks associated with any particular strategy.  In all cases, investors are strongly advised to consult with their private tax, legal, accounting, and financial consultants. 


The fact that FFCM has published this Website does not constitute a recommendation for any investor to enter into a particular transaction, or a representation that any transaction or service described on this Website is suitable or appropriate for any particular investor. Many of the products and services described on this Website involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. You should not construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice, or make this service the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts.

   

AVAILABILITY

This Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.


GOVERNING LAW

Use of this site shall be governed by all applicable laws, rules, and regulations of rules, and regulations of United States of America, notwithstanding its conflicts of laws provisions.


 
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